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"Frequently Asked Questions"
SOME POPULAR questions
Is there a cost for an initial call/meeting
How are my fees set-up?
There is no cost for an initial call or additional meeting. There is never a "hard" sell and if you feel our process isn't the right fit for you, simply let us know. Should you decide to become a client, we will clearly explain your fees and outline the services you can expect to receive.
We believe in providing a fairer (lower) fee. The more that stays in your account the more it compounds and grows for you. Even the smallest fee savings add up over time. We will review your accounts, discuss different options and present the most cost efficient set-up for you. We want to ensure you know how you pay and what you pay. We are fully transparent and explain how your fees are structured. We do focus on a fee based set-up, but do have other options available and will recommend what best suits your situation and is the best economically for you
I’m not sure I am ready to make any changes to my finances. Will connecting be high pressure?
Not at all. My goal is to provide you with an honest, professional assessment of where you currently stand and offer insights on ways you can improve your situation if you choose to. We understand that retirement planning is personal and any next steps will be completely up to you.
What if I already have a financial advisor?
That’s perfectly fine. Most people have an advisor, but they also want a second opinion to ensure they’re on the right track.
Is there anything to prepare for an "Ask Me Anything" call?
Nothing. We will take the time to answer your questions and get some information from you. If you decide you would like another meeting we let you know what information is needed.
I’m busy and not sure I have the time.
How long will this take?
We respect your time and know people are busy. While it an important to have your finances in order we keep the first meeting to about 30 minutes. We can cover a lot of ground in this time.
Is there a online access?
Yes (including an option for paperless), we have an online client portal and a mobile app. iA Private Wealth was ranked 2nd in overall satisfaction in J.D Power's most recent Wealth Management Digital Experience Study.
How does a transfer work?
If you decide to work with us it is very simple. All we require is your signature on the paperwork and we do the rest. We open your accounts, process and follow the transfer and keep you updated when the investments are on our system. We will bring your investments over “in-kind” as we can hold most investments (unless they are proprietary to the outgoing institution). We will provide an investment plan for your review and approval.
How often will we meet?
As often as you like - but everyone is different. We do want to get together at least once a year (and number of connects in between). If you have questions and need advice, we are generous with our time. Rest assured, your investment portfolio is under our constant review. Of course, you will have 24/7 access to ALL your investment accounts through online access.
How do clients feel about working with you?
Clients that work with us are happy with the work we do and the service they receive. We have a “Client Testimonials” page that is available and can provide references if requested.
How will we meet?
It’s up to you. While meeting face-to-face is preferred, technology allows us to meet virtually anywhere using whichever communication method you prefer. We are set up this way so we can meet with you wherever you are, regardless if you live in our neighborhood or across the country We have clients across the province and are licensed to work with people in Nova Scotia, Ontario, Alberta and British Columbia.
Changing
Advisors
Short-Term Pain for Long- Term Gain: The Psychology of Making a Change
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Common Myths when Changing Advisors
5 myths people are not sure of when thinking of making a change
Working with your Advisor Virtually
In today's world working with an advisor remotely is the "new normal"
Coming Soon