RETIRE with more
Who doesn't want more in retirement
Our mission is fairly simple:
Help you take control of your financial life by putting together a properly diversified, tax-efficient portfolio for a reasonable fee that is compatible with your risk level and overall plan.
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Managing your fees is one of the biggest determinants of growing your wealth.
Higher fees are a drag on your overall portfolio – yesterday, today and more importantly over time. The more money that stays in your account, the more it compounds and grows for you and your family.
While fees should not be the focus of your account, you should be aware that a small change can mean a large difference to what you keep. Even the smallest fee savings add up over time.
FEES matter
Why pay more if you do not have to?
lower fees mean higher returns
We oversee the management of your investments with what we believe are some of the lowest advisory fees available.
Because of the "magic" of compounding even small reductions in fees can make a big difference in the value of your investments.
the magic of compounding
The “secret” to successful investing has a lot to do with the time value of money. You can invest at a given rate of return over a certain amount of time, and it will enable your money to grow as if by magic.
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So the more it compounds, the more you have. The more you have, the more it compounds. It’s a beautiful cycle—one that can actually increase your investment returns substantially over time.
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That’s why it’s often called the “magic of compounding.” But it’s not really magic, it’s just math.
a compound curse
Unfortunately, growth isn’t the only thing that compounds over time.
Fees compound too.
In a real way, higher investment fees represent the compounding of money in reverse. That is, they have a way of magically and silently eating away at your wealth over time
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We know. It’s shocking.
no fine print
Naturally, most firms are in no hurry to advertise the total fees that you will pay. The fees are either briefly mentioned in passing or buried away in the fine print.
At Schwartz Financial (iA Private Wealth) there is no fine print. We will always discuss and clearly communicate our fees — all of them.
Why wouldn’t we? Considerably lower than most, our advisory fee structure is one of our best features.
